Helping women gain financial knowledge and clarity
My mission
To help women at every stage of life gain a clear understanding of their financial position
Whether you're single, married, or navigating a divorce, you deserve clarity about your financial position. I provide the knowledge and guidance needed to fully understand your personal and/or marital finances.
By helping you "know your numbers," I aim to shift your mindset by promoting financial awareness and empowering you to navigate life’s challenges with confidence, clarity, and control.
Financial clarity at every stage of life
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For all women
Women who prioritize personal financial knowledge achieve a higher level of financial independence and security compared to those who don’t.
Now is the time to get the support and expertise you need to shift your mindset and take control of your finances. I’ll make it simple for you - beginning with the basics and ensuring you have a clear understanding of your financial position.
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For women contemplating or navigating divorce
Let me be your starting point. Contact me before reaching out to a mediator or attorney.
Divorce is a significant financial transaction. I offer a cost-effective way to understand the divorce process and prepare your financial documents, saving you time and legal fees while providing the financial insights needed to make informed decisions.
Meet Zen
I live in California and graduated with a B.S. degree in Accounting from the University of Southern California.
With over 20 years of experience in finance, accounting and project management, I understand the complexities of personal finances, especially when navigating significant life changes. My journey includes overcoming a long and challenging divorce. This experience shaped my passion for empowering women to take control of their financial situation.
As a Certified Public Accountant (CPA) and Certified Divorce Financial Analyst (CDFA), I combine professional expertise with personal experience to provide guidance that is both compassionate and strategic.
I believe that every woman should have a clear understanding of her financial situation. My goal is to help women like you make informed decisions that lead to a more secure and confident future.
How I can help you
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Statement of Personal and/or Marital Financial Net Worth: I’ll prepare a detailed breakdown of your assets and debts to help you fully understand your financial position.
Income & Expense Analysis: I’ll work with you to analyze your monthly income, expenses and spending patterns to identify areas of improvement and planning.
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Narrative: I’ll help you document key issues, your financial situation, and proposed settlement options clearly and concisely.
Education: I’ll clarify the divorce process, “what to expect when you’re divorcing,” and key financial considerations, such as your primary residence, retirement assets, and debt.
Divorce Financial Disclosures: I’ll help you pull together your financial documents and will prepare your required financial disclosures, including:· Assets & Debts: Essential for property division.
· Income & Expenses: Crucial for spousal/child support calculations.
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For all women, I’ll connect you with trusted and experienced professionals, as needed (such as attorneys, mediators, financial planners, realtors, etc.).
Testimonials
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"I’ve been married for 15 years, and I realized that, although I was contributing to the household, I wasn’t fully aware of my financial situation. Zen created a roadmap for me to better understand our finances. Working with Zen has made me so much more aware and confident about my finances."
Alisha S.
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“Divorce is never easy. At the most stressful time, it was reassuring to have Zen guide me. Her first-hand experience with a difficult divorce and her professional experience gives her the insight to guide you through the most complex dealings. Zen has the listening skills of a master and when you add her wisdom, you can lean into that for much needed support in the most trying times."
Elena G.
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"As I entered my retirement years, I realized I needed a clear understanding of my financial situation for the first time in my life. Zen helped me get organized. She was kind, patient, and explained everything in a way that made sense to me. I can't thank her enough for giving me the tools to finally "know my numbers!"
Sarah M.
